feat: implement three-tier module classification and framework layer

Module Classification:
- Core (4): core, tenancy, cms, customers - always enabled
- Optional (7): payments, billing, inventory, orders, marketplace, analytics, messaging
- Internal (2): dev-tools, monitoring - admin-only

Key Changes:
- Rename platform-admin module to tenancy
- Promote CMS and Customers to core modules
- Create new payments module (gateway abstractions)
- Add billing→payments and orders→payments dependencies
- Mark dev-tools and monitoring as internal modules

New Infrastructure:
- app/modules/events.py: Module event bus (ENABLED, DISABLED, STARTUP, SHUTDOWN)
- app/modules/migrations.py: Module-specific migration discovery
- app/core/observability.py: Health checks, Prometheus metrics, Sentry integration

Enhanced ModuleDefinition:
- version, is_internal, permissions
- config_schema, default_config
- migrations_path
- Lifecycle hooks: on_enable, on_disable, on_startup, health_check

New Registry Functions:
- get_optional_module_codes(), get_internal_module_codes()
- is_core_module(), is_internal_module()
- get_modules_by_tier(), get_module_tier()

Migrations:
- zc*: Rename platform-admin to tenancy
- zd*: Ensure CMS and Customers enabled for all platforms

Co-Authored-By: Claude Opus 4.5 <noreply@anthropic.com>

app/modules/payments/routes/__init__.py

@@ -0,0 +1,7 @@
+# app/modules/payments/routes/__init__.py
+"""Payments module routes."""
+
+from app.modules.payments.routes.admin import admin_router
+from app.modules.payments.routes.vendor import vendor_router
+
+__all__ = ["admin_router", "vendor_router"]