feat: RBAC Phase 1 — consolidate user roles into 4-value enum

Consolidate User.role (2-value: admin/store) + User.is_super_admin (boolean)
into a single 4-value UserRole enum: super_admin, platform_admin,
merchant_owner, store_member. Drop stale StoreUser.user_type column.
Fix role="user" bug in merchant creation.

Key changes:
- Expand UserRole enum from 2 to 4 values with computed properties
  (is_admin, is_super_admin, is_platform_admin, is_merchant_owner, is_store_user)
- Add Alembic migration (tenancy_003) for data migration + column drops
- Remove is_super_admin from JWT token payload
- Update all auth dependencies, services, routes, templates, JS, and tests
- Update all RBAC documentation

66 files changed, 1219 unit tests passing.

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

app/modules/tenancy/services/merchant_service.py

@@ -69,7 +69,7 @@ class MerchantService:
                 username=merchant_data.owner_email.split("@")[0],
                 email=merchant_data.owner_email,
                 hashed_password=auth_manager.hash_password(temp_password),
-                role="user",
+                role="merchant_owner",
                 is_active=True,
                 is_email_verified=False,
             )