feat: add SQL query tool, platform debug, loyalty settings, and multi-module improvements

- Add admin SQL query tool with saved queries, schema explorer presets,
  and collapsible category sections (dev_tools module)
- Add platform debug tool for admin diagnostics
- Add loyalty settings page with owner-only access control
- Fix loyalty settings owner check (use currentUser instead of window.__userData)
- Replace HTTPException with AuthorizationException in loyalty routes
- Expand loyalty module with PIN service, Apple Wallet, program management
- Improve store login with platform detection and multi-platform support
- Update billing feature gates and subscription services
- Add store platform sync improvements and remove is_primary column
- Add unit tests for loyalty (PIN, points, stamps, program services)
- Update i18n translations across dev_tools locales

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

app/modules/core/static/store/js/dashboard.js

@@ -19,6 +19,7 @@ function onboardingBanner() {
     return {
         t,
         visible: false,
+        isOwner: true,
         steps: [],
         totalSteps: 0,
         completedSteps: 0,
@@ -33,6 +34,7 @@ function onboardingBanner() {
             try {
                 const response = await apiClient.get('/store/dashboard/onboarding');
                 const steps = response.steps || [];
+                this.isOwner = response.is_owner !== false;
 
                 // Load module translations BEFORE setting reactive data
                 // Keys are like "tenancy.onboarding...." — first segment is the module