feat: add SQL query tool, platform debug, loyalty settings, and multi-module improvements

- Add admin SQL query tool with saved queries, schema explorer presets,
  and collapsible category sections (dev_tools module)
- Add platform debug tool for admin diagnostics
- Add loyalty settings page with owner-only access control
- Fix loyalty settings owner check (use currentUser instead of window.__userData)
- Replace HTTPException with AuthorizationException in loyalty routes
- Expand loyalty module with PIN service, Apple Wallet, program management
- Improve store login with platform detection and multi-platform support
- Update billing feature gates and subscription services
- Add store platform sync improvements and remove is_primary column
- Add unit tests for loyalty (PIN, points, stamps, program services)
- Update i18n translations across dev_tools locales

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

app/modules/loyalty/schemas/program.py

@@ -240,6 +240,7 @@ class ProgramStatsResponse(BaseModel):
     # Cards
     total_cards: int = 0
     active_cards: int = 0
+    new_this_month: int = 0
 
     # Stamps (if enabled)
     total_stamps_issued: int = 0
@@ -250,6 +251,7 @@ class ProgramStatsResponse(BaseModel):
     # Points (if enabled)
     total_points_issued: int = 0
     total_points_redeemed: int = 0
+    total_points_balance: int = 0
     points_this_month: int = 0
     points_redeemed_this_month: int = 0
 
@@ -257,6 +259,12 @@ class ProgramStatsResponse(BaseModel):
     cards_with_activity_30d: int = 0
     average_stamps_per_card: float = 0.0
     average_points_per_card: float = 0.0
+    avg_points_per_member: float = 0.0
+
+    # 30-day metrics
+    transactions_30d: int = 0
+    points_issued_30d: int = 0
+    points_redeemed_30d: int = 0
 
     # Value
     estimated_liability_cents: int = 0  # Unredeemed stamps/points value