feat: add SQL query tool, platform debug, loyalty settings, and multi-module improvements

- Add admin SQL query tool with saved queries, schema explorer presets,
  and collapsible category sections (dev_tools module)
- Add platform debug tool for admin diagnostics
- Add loyalty settings page with owner-only access control
- Fix loyalty settings owner check (use currentUser instead of window.__userData)
- Replace HTTPException with AuthorizationException in loyalty routes
- Expand loyalty module with PIN service, Apple Wallet, program management
- Improve store login with platform detection and multi-platform support
- Update billing feature gates and subscription services
- Add store platform sync improvements and remove is_primary column
- Add unit tests for loyalty (PIN, points, stamps, program services)
- Update i18n translations across dev_tools locales

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

app/modules/loyalty/services/loyalty_onboarding.py

@@ -29,7 +29,7 @@ class LoyaltyOnboardingProvider:
                 title_key="loyalty.onboarding.create_program.title",
                 description_key="loyalty.onboarding.create_program.description",
                 icon="gift",
-                route_template="/store/{store_code}/loyalty/programs",
+                route_template="/store/{store_code}/loyalty/settings",
                 order=300,
                 category="loyalty",
             ),
@@ -49,13 +49,13 @@ class LoyaltyOnboardingProvider:
         if not store:
             return False
 
-        count = (
+        exists = (
             db.query(LoyaltyProgram)
             .filter(LoyaltyProgram.merchant_id == store.merchant_id)
-            .limit(1)
-            .count()
+            .first()
+            is not None
         )
-        return count > 0
+        return exists
 
 
 loyalty_onboarding_provider = LoyaltyOnboardingProvider()