feat: add SQL query tool, platform debug, loyalty settings, and multi-module improvements

- Add admin SQL query tool with saved queries, schema explorer presets,
  and collapsible category sections (dev_tools module)
- Add platform debug tool for admin diagnostics
- Add loyalty settings page with owner-only access control
- Fix loyalty settings owner check (use currentUser instead of window.__userData)
- Replace HTTPException with AuthorizationException in loyalty routes
- Expand loyalty module with PIN service, Apple Wallet, program management
- Improve store login with platform detection and multi-platform support
- Update billing feature gates and subscription services
- Add store platform sync improvements and remove is_primary column
- Add unit tests for loyalty (PIN, points, stamps, program services)
- Update i18n translations across dev_tools locales

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

app/modules/loyalty/static/store/js/loyalty-cards.js

@@ -59,11 +59,10 @@ function storeLoyaltyCards() {
             this.loading = true;
             this.error = null;
             try {
-                await Promise.all([
-                    this.loadProgram(),
-                    this.loadCards(),
-                    this.loadStats()
-                ]);
+                await this.loadProgram();
+                if (this.program) {
+                    await Promise.all([this.loadCards(), this.loadStats()]);
+                }
             } catch (error) {
                 loyaltyCardsLog.error('Failed to load data:', error);
                 this.error = error.message;