diff --git a/app/modules/loyalty/config.py b/app/modules/loyalty/config.py
index d8297eb3..4e34b735 100644
--- a/app/modules/loyalty/config.py
+++ b/app/modules/loyalty/config.py
@@ -29,10 +29,6 @@ class ModuleConfig(BaseSettings):
     # Points configuration
     default_points_per_euro: int = 10  # 10 points per euro spent
 
-    # Google Wallet
-    google_issuer_id: str | None = None
-    google_service_account_json: str | None = None  # Path to JSON file
-
     # Apple Wallet
     apple_pass_type_id: str | None = None
     apple_team_id: str | None = None
diff --git a/app/modules/loyalty/routes/api/store.py b/app/modules/loyalty/routes/api/store.py
index 1b075432..cf3cef55 100644
--- a/app/modules/loyalty/routes/api/store.py
+++ b/app/modules/loyalty/routes/api/store.py
@@ -478,10 +478,14 @@ def list_store_transactions(
         db, merchant_id, skip=skip, limit=limit
     )
 
-    return TransactionListResponse(
-        transactions=[TransactionResponse.model_validate(t) for t in transactions],
-        total=total,
-    )
+    tx_responses = []
+    for t in transactions:
+        tx = TransactionResponse.model_validate(t)
+        if t.card and t.card.customer:
+            tx.customer_name = t.card.customer.full_name
+        tx_responses.append(tx)
+
+    return TransactionListResponse(transactions=tx_responses, total=total)
 
 
 @store_router.post("/cards/enroll", response_model=CardResponse, status_code=201)
diff --git a/app/modules/loyalty/schemas/card.py b/app/modules/loyalty/schemas/card.py
index 684c8aa2..6bfb51e4 100644
--- a/app/modules/loyalty/schemas/card.py
+++ b/app/modules/loyalty/schemas/card.py
@@ -175,6 +175,9 @@ class TransactionResponse(BaseModel):
     reward_description: str | None = None
     notes: str | None = None
 
+    # Customer
+    customer_name: str | None = None
+
     # Staff
     staff_name: str | None = None
 
diff --git a/app/modules/loyalty/services/card_service.py b/app/modules/loyalty/services/card_service.py
index 67f8288c..b0e677fb 100644
--- a/app/modules/loyalty/services/card_service.py
+++ b/app/modules/loyalty/services/card_service.py
@@ -655,7 +655,10 @@ class CardService:
         query = (
             db.query(LoyaltyTransaction)
             .join(LoyaltyCard, LoyaltyTransaction.card_id == LoyaltyCard.id)
-            .options(joinedload(LoyaltyTransaction.store))
+            .options(
+                joinedload(LoyaltyTransaction.store),
+                joinedload(LoyaltyTransaction.card).joinedload(LoyaltyCard.customer),
+            )
             .filter(LoyaltyCard.merchant_id == merchant_id)
         )
         if store_id:
diff --git a/app/modules/loyalty/services/google_wallet_service.py b/app/modules/loyalty/services/google_wallet_service.py
index bc946059..67ea1d2c 100644
--- a/app/modules/loyalty/services/google_wallet_service.py
+++ b/app/modules/loyalty/services/google_wallet_service.py
@@ -14,7 +14,7 @@ from typing import Any
 
 from sqlalchemy.orm import Session
 
-from app.modules.loyalty.config import config
+from app.core.config import settings
 from app.modules.loyalty.exceptions import (
     GoogleWalletNotConfiguredException,
     WalletIntegrationException,
@@ -35,14 +35,14 @@ class GoogleWalletService:
     @property
     def is_configured(self) -> bool:
         """Check if Google Wallet is configured."""
-        return bool(config.google_issuer_id and config.google_service_account_json)
+        return bool(settings.loyalty_google_issuer_id and settings.loyalty_google_service_account_json)
 
     def _get_credentials(self):
         """Get Google service account credentials."""
         if self._credentials:
             return self._credentials
 
-        if not config.google_service_account_json:
+        if not settings.loyalty_google_service_account_json:
             raise GoogleWalletNotConfiguredException()
 
         try:
@@ -51,7 +51,7 @@ class GoogleWalletService:
             scopes = ["https://www.googleapis.com/auth/wallet_object.issuer"]
 
             self._credentials = service_account.Credentials.from_service_account_file(
-                config.google_service_account_json,
+                settings.loyalty_google_service_account_json,
                 scopes=scopes,
             )
             return self._credentials
@@ -92,7 +92,7 @@ class GoogleWalletService:
         if not self.is_configured:
             raise GoogleWalletNotConfiguredException()
 
-        issuer_id = config.google_issuer_id
+        issuer_id = settings.loyalty_google_issuer_id
         class_id = f"{issuer_id}.loyalty_program_{program.id}"
 
         class_data = {
@@ -203,7 +203,7 @@ class GoogleWalletService:
             # Create class first
             self.create_class(db, program)
 
-        issuer_id = config.google_issuer_id
+        issuer_id = settings.loyalty_google_issuer_id
         object_id = f"{issuer_id}.loyalty_card_{card.id}"
 
         object_data = self._build_object_data(card, object_id)
diff --git a/app/modules/loyalty/tests/unit/test_wallet_service.py b/app/modules/loyalty/tests/unit/test_wallet_service.py
index dde1a219..0f435d88 100644
--- a/app/modules/loyalty/tests/unit/test_wallet_service.py
+++ b/app/modules/loyalty/tests/unit/test_wallet_service.py
@@ -1,8 +1,123 @@
-"""Unit tests for WalletService."""
+# app/modules/loyalty/tests/unit/test_wallet_service.py
+"""
+Unit tests for WalletService — wallet object creation during enrollment.
+
+Tests that:
+- Google Wallet objects are created and DB fields populated on enrollment
+- Apple Wallet serial numbers are set when apple_pass_type_id is configured
+- Wallet creation failures don't crash enrollment
+- Wallet creation is skipped when not configured
+"""
+
+import uuid
+from unittest.mock import MagicMock, patch
 
 import pytest
 
+from app.modules.loyalty.models import LoyaltyCard, LoyaltyProgram
+from app.modules.loyalty.models.loyalty_program import LoyaltyType
 from app.modules.loyalty.services.wallet_service import WalletService
+from app.modules.tenancy.models import Merchant
+
+# ============================================================================
+# Fixtures
+# ============================================================================
+
+
+@pytest.fixture
+def wt_merchant(db):
+    """Create a merchant for wallet tests."""
+    merchant = Merchant(
+        name=f"Wallet Test Merchant {uuid.uuid4().hex[:8]}",
+        contact_email=f"wallet_{uuid.uuid4().hex[:8]}@test.com",
+        is_active=True,
+    )
+    db.add(merchant)
+    db.commit()
+    db.refresh(merchant)
+    return merchant
+
+
+@pytest.fixture
+def wt_program(db, wt_merchant):
+    """Create a loyalty program for wallet tests."""
+    program = LoyaltyProgram(
+        merchant_id=wt_merchant.id,
+        loyalty_type=LoyaltyType.POINTS.value,
+        points_per_euro=10,
+        welcome_bonus_points=0,
+        minimum_redemption_points=100,
+        cooldown_minutes=0,
+        max_daily_stamps=5,
+        require_staff_pin=False,
+        card_name="Wallet Test Rewards",
+        card_color="#4F46E5",
+        is_active=True,
+    )
+    db.add(program)
+    db.commit()
+    db.refresh(program)
+    return program
+
+
+@pytest.fixture
+def wt_program_with_apple(db, wt_merchant):
+    """Create a loyalty program with Apple Wallet configured."""
+    program = LoyaltyProgram(
+        merchant_id=wt_merchant.id,
+        loyalty_type=LoyaltyType.POINTS.value,
+        points_per_euro=10,
+        welcome_bonus_points=0,
+        minimum_redemption_points=100,
+        cooldown_minutes=0,
+        max_daily_stamps=5,
+        require_staff_pin=False,
+        card_name="Apple Wallet Test",
+        card_color="#000000",
+        apple_pass_type_id="pass.com.test.loyalty",
+        is_active=True,
+    )
+    db.add(program)
+    db.commit()
+    db.refresh(program)
+    return program
+
+
+@pytest.fixture
+def wt_card(db, wt_program):
+    """Create a loyalty card for wallet tests."""
+    card = LoyaltyCard(
+        merchant_id=wt_program.merchant_id,
+        program_id=wt_program.id,
+        customer_id=None,
+        card_number=f"WT-{uuid.uuid4().hex[:8].upper()}",
+        is_active=True,
+    )
+    db.add(card)
+    db.commit()
+    db.refresh(card)
+    return card
+
+
+@pytest.fixture
+def wt_card_apple(db, wt_program_with_apple):
+    """Create a loyalty card for Apple Wallet tests."""
+    card = LoyaltyCard(
+        merchant_id=wt_program_with_apple.merchant_id,
+        program_id=wt_program_with_apple.id,
+        customer_id=None,
+        card_number=f"WTA-{uuid.uuid4().hex[:8].upper()}",
+        is_active=True,
+    )
+    db.add(card)
+    db.commit()
+    db.refresh(card)
+    return card
+
+
+# ============================================================================
+# WalletService instantiation
+# ============================================================================
 
 
 @pytest.mark.unit
@@ -16,3 +131,303 @@ class TestWalletService:
     def test_service_instantiation(self):
         """Service can be instantiated."""
         assert self.service is not None
+
+
+# ============================================================================
+# Google Wallet object creation
+# ============================================================================
+
+
+@pytest.mark.unit
+@pytest.mark.loyalty
+class TestCreateWalletObjectsGoogle:
+    """Tests for Google Wallet object creation during enrollment."""
+
+    @patch("app.modules.loyalty.services.wallet_service.google_wallet_service")
+    def test_google_wallet_object_created_when_configured(
+        self, mock_gw, db, wt_card
+    ):
+        """Google Wallet object is created when service is configured."""
+        mock_gw.is_configured = True
+        mock_gw.create_object.return_value = "test_object_id"
+
+        service = WalletService()
+        results = service.create_wallet_objects(db, wt_card)
+
+        assert results["google_wallet"] is True
+        mock_gw.create_object.assert_called_once_with(db, wt_card)
+
+    @patch("app.modules.loyalty.services.wallet_service.google_wallet_service")
+    def test_google_wallet_skipped_when_not_configured(
+        self, mock_gw, db, wt_card
+    ):
+        """Google Wallet is skipped when not configured."""
+        mock_gw.is_configured = False
+
+        service = WalletService()
+        results = service.create_wallet_objects(db, wt_card)
+
+        assert results["google_wallet"] is False
+        mock_gw.create_object.assert_not_called()
+
+    @patch("app.modules.loyalty.services.wallet_service.google_wallet_service")
+    def test_google_wallet_failure_does_not_crash(
+        self, mock_gw, db, wt_card
+    ):
+        """Enrollment continues even if Google Wallet creation fails."""
+        mock_gw.is_configured = True
+        mock_gw.create_object.side_effect = Exception("Google API error")
+
+        service = WalletService()
+        results = service.create_wallet_objects(db, wt_card)
+
+        assert results["google_wallet"] is False
+        # Card should still be valid
+        db.refresh(wt_card)
+        assert wt_card.is_active is True
+
+
+# ============================================================================
+# Apple Wallet serial number setup
+# ============================================================================
+
+
+@pytest.mark.unit
+@pytest.mark.loyalty
+class TestCreateWalletObjectsApple:
+    """Tests for Apple Wallet serial number assignment during enrollment."""
+
+    def test_apple_serial_number_set_when_configured(self, db, wt_card_apple):
+        """Apple serial number is set when program has apple_pass_type_id."""
+        assert wt_card_apple.apple_serial_number is None
+
+        service = WalletService()
+        with patch(
+            "app.modules.loyalty.services.wallet_service.google_wallet_service"
+        ) as mock_gw:
+            mock_gw.is_configured = False
+            results = service.create_wallet_objects(db, wt_card_apple)
+
+        assert results["apple_wallet"] is True
+        db.refresh(wt_card_apple)
+        assert wt_card_apple.apple_serial_number is not None
+        assert wt_card_apple.apple_serial_number.startswith(f"card_{wt_card_apple.id}_")
+
+    def test_apple_serial_number_not_set_when_unconfigured(self, db, wt_card):
+        """Apple serial number not set when program lacks apple_pass_type_id."""
+        service = WalletService()
+        with patch(
+            "app.modules.loyalty.services.wallet_service.google_wallet_service"
+        ) as mock_gw:
+            mock_gw.is_configured = False
+            results = service.create_wallet_objects(db, wt_card)
+
+        assert results["apple_wallet"] is False
+        db.refresh(wt_card)
+        assert wt_card.apple_serial_number is None
+
+
+# ============================================================================
+# GoogleWalletService.create_object — DB field population
+# ============================================================================
+
+
+@pytest.mark.unit
+@pytest.mark.loyalty
+class TestGoogleWalletCreateObject:
+    """Tests that GoogleWalletService.create_object populates DB fields correctly."""
+
+    @patch("app.modules.loyalty.services.google_wallet_service.settings")
+    def test_create_object_sets_google_object_id(self, mock_settings, db, wt_card, wt_program):
+        """create_object sets card.google_object_id in the database."""
+        from app.modules.loyalty.services.google_wallet_service import (
+            GoogleWalletService,
+        )
+
+        mock_settings.loyalty_google_issuer_id = "1234567890"
+        mock_settings.loyalty_google_service_account_json = "/fake/path.json"
+
+        # Pre-set class_id on program so create_class isn't called
+        wt_program.google_class_id = "1234567890.loyalty_program_1"
+        db.commit()
+
+        service = GoogleWalletService()
+        service._credentials = MagicMock()  # Skip credential loading
+
+        mock_http = MagicMock()
+        mock_response = MagicMock()
+        mock_response.status_code = 201
+        mock_http.post.return_value = mock_response
+        service._http_client = mock_http
+
+        result = service.create_object(db, wt_card)
+
+        expected_object_id = f"1234567890.loyalty_card_{wt_card.id}"
+        assert result == expected_object_id
+
+        db.refresh(wt_card)
+        assert wt_card.google_object_id == expected_object_id
+
+    @patch("app.modules.loyalty.services.google_wallet_service.settings")
+    def test_create_object_handles_409_conflict(self, mock_settings, db, wt_card, wt_program):
+        """create_object handles 409 (already exists) by still setting the object_id."""
+        from app.modules.loyalty.services.google_wallet_service import (
+            GoogleWalletService,
+        )
+
+        mock_settings.loyalty_google_issuer_id = "1234567890"
+        mock_settings.loyalty_google_service_account_json = "/fake/path.json"
+
+        wt_program.google_class_id = "1234567890.loyalty_program_1"
+        db.commit()
+
+        service = GoogleWalletService()
+        service._credentials = MagicMock()
+
+        mock_http = MagicMock()
+        mock_response = MagicMock()
+        mock_response.status_code = 409  # Already exists
+        mock_http.post.return_value = mock_response
+        service._http_client = mock_http
+
+        service.create_object(db, wt_card)
+
+        db.refresh(wt_card)
+        assert wt_card.google_object_id == f"1234567890.loyalty_card_{wt_card.id}"
+
+    @patch("app.modules.loyalty.services.google_wallet_service.settings")
+    def test_create_class_sets_google_class_id(self, mock_settings, db, wt_program):
+        """create_class sets program.google_class_id in the database."""
+        from app.modules.loyalty.services.google_wallet_service import (
+            GoogleWalletService,
+        )
+
+        mock_settings.loyalty_google_issuer_id = "1234567890"
+        mock_settings.loyalty_google_service_account_json = "/fake/path.json"
+
+        assert wt_program.google_class_id is None
+
+        service = GoogleWalletService()
+        service._credentials = MagicMock()
+
+        mock_http = MagicMock()
+        mock_response = MagicMock()
+        mock_response.status_code = 201
+        mock_http.post.return_value = mock_response
+        service._http_client = mock_http
+
+        result = service.create_class(db, wt_program)
+
+        expected_class_id = f"1234567890.loyalty_program_{wt_program.id}"
+        assert result == expected_class_id
+
+        db.refresh(wt_program)
+        assert wt_program.google_class_id == expected_class_id
+
+
+# ============================================================================
+# End-to-end: enrollment → wallet creation
+# ============================================================================
+
+
+@pytest.mark.unit
+@pytest.mark.loyalty
+class TestEnrollmentWalletCreation:
+    """Tests that enrollment triggers wallet object creation and populates DB fields."""
+
+    @patch("app.modules.loyalty.services.google_wallet_service.settings")
+    def test_enrollment_creates_google_wallet_object(
+        self, mock_settings, db, wt_program, wt_merchant
+    ):
+        """Full enrollment flow creates Google Wallet class + object in DB."""
+        from app.modules.loyalty.services.google_wallet_service import (
+            google_wallet_service,
+        )
+
+        mock_settings.loyalty_google_issuer_id = "1234567890"
+        mock_settings.loyalty_google_service_account_json = "/fake/path.json"
+
+        # Mock the HTTP client to simulate Google API success
+        mock_http = MagicMock()
+        mock_response = MagicMock()
+        mock_response.status_code = 201
+        mock_http.post.return_value = mock_response
+        google_wallet_service._http_client = mock_http
+        google_wallet_service._credentials = MagicMock()
+
+        # Create a test customer
+        from app.modules.customers.models import Customer
+        customer = Customer(
+            email=f"wallet_test_{uuid.uuid4().hex[:8]}@test.com",
+            first_name="Wallet",
+            last_name="Test",
+            is_active=True,
+        )
+        db.add(customer)
+        db.commit()
+
+        # Enroll via card_service
+        from app.modules.loyalty.services.card_service import card_service
+        card = card_service.enroll_customer(db, customer.id, wt_merchant.id)
+
+        # Verify wallet DB fields are populated
+        db.refresh(card)
+        assert card.google_object_id is not None
+        assert card.google_object_id == f"1234567890.loyalty_card_{card.id}"
+
+        # Verify program class_id is set
+        db.refresh(wt_program)
+        assert wt_program.google_class_id is not None
+        assert wt_program.google_class_id == f"1234567890.loyalty_program_{wt_program.id}"
+
+        # Clean up singleton state
+        google_wallet_service._http_client = None
+        google_wallet_service._credentials = None
+
+    def test_enrollment_succeeds_without_wallet_config(self, db, wt_program, wt_merchant):
+        """Enrollment works even when Google Wallet is not configured."""
+        from app.modules.customers.models import Customer
+        customer = Customer(
+            email=f"no_wallet_{uuid.uuid4().hex[:8]}@test.com",
+            first_name="No",
+            last_name="Wallet",
+            is_active=True,
+        )
+        db.add(customer)
+        db.commit()
+
+        from app.modules.loyalty.services.card_service import card_service
+        card = card_service.enroll_customer(db, customer.id, wt_merchant.id)
+
+        db.refresh(card)
+        assert card.id is not None
+        assert card.is_active is True
+        # Wallet fields should be None since not configured
+        assert card.google_object_id is None
+
+    @patch("app.modules.loyalty.services.google_wallet_service.settings")
+    def test_enrollment_with_apple_wallet_sets_serial(
+        self, mock_settings, db, wt_program_with_apple
+    ):
+        """Enrollment sets apple_serial_number when program has apple_pass_type_id."""
+        mock_settings.loyalty_google_issuer_id = None
+        mock_settings.loyalty_google_service_account_json = None
+
+        from app.modules.customers.models import Customer
+        customer = Customer(
+            email=f"apple_test_{uuid.uuid4().hex[:8]}@test.com",
+            first_name="Apple",
+            last_name="Test",
+            is_active=True,
+        )
+        db.add(customer)
+        db.commit()
+
+        from app.modules.loyalty.services.card_service import card_service
+        card = card_service.enroll_customer(
+            db, customer.id, wt_program_with_apple.merchant_id
+        )
+
+        db.refresh(card)
+        assert card.apple_serial_number is not None
+        assert card.apple_serial_number.startswith(f"card_{card.id}_")