feat(loyalty): Google Wallet production readiness — 10 hardening items

- Fix rate limiter to extract real client IP and handle sync/async endpoints
- Rate-limit public enrollment (10/min) and program info (30/min) endpoints
- Add 409 Conflict to non-retryable status codes in retry decorator
- Cache private key in get_save_url() to avoid re-reading JSON per call
- Make update_class() return bool success status with error-level logging
- Move Google Wallet config from core to loyalty module config
- Document time.sleep() safety in retry decorator (threadpool execution)
- Add per-card retry (1 retry, 2s delay) to wallet sync task
- Add logo URL reachability check (HEAD request) to validate_config()
- Add 26 comprehensive unit tests for GoogleWalletService

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

app/core/config.py

@@ -217,14 +217,6 @@ class Settings(BaseSettings):
     # =============================================================================
     cloudflare_enabled: bool = False  # Set to True when using CloudFlare proxy
 
-    # =============================================================================
-    # GOOGLE WALLET (LOYALTY MODULE)
-    # =============================================================================
-    loyalty_google_issuer_id: str | None = None
-    loyalty_google_service_account_json: str | None = None  # Path to service account JSON
-    loyalty_google_wallet_origins: list[str] = []  # Allowed origins for save-to-wallet JWT
-    loyalty_default_logo_url: str = "https://rewardflow.lu/static/modules/loyalty/shared/img/default-logo-200.png"
-
     # =============================================================================
     # APPLE WALLET (LOYALTY MODULE)
     # =============================================================================
@@ -234,7 +226,7 @@ class Settings(BaseSettings):
     loyalty_apple_signer_cert_path: str | None = None
     loyalty_apple_signer_key_path: str | None = None
 
-    model_config = {"env_file": ".env"}
+    model_config = {"env_file": ".env", "extra": "ignore"}
 
 
 # Singleton settings instance

app/modules/loyalty/config.py

@@ -36,6 +36,12 @@ class ModuleConfig(BaseSettings):
     apple_signer_cert_path: str | None = None  # Pass signing certificate
     apple_signer_key_path: str | None = None  # Pass signing key
 
+    # Google Wallet
+    google_issuer_id: str | None = None
+    google_service_account_json: str | None = None  # Path to service account JSON
+    google_wallet_origins: list[str] = []  # Allowed origins for save-to-wallet JWT
+    default_logo_url: str = "https://rewardflow.lu/static/modules/loyalty/shared/img/default-logo-200.png"
+
     # QR code settings
     qr_code_size: int = 300  # pixels
 

app/modules/loyalty/routes/api/storefront.py

@@ -26,6 +26,7 @@ from app.modules.loyalty.schemas import (
 )
 from app.modules.loyalty.services import card_service, program_service, wallet_service
 from app.modules.tenancy.exceptions import StoreNotFoundException
+from middleware.decorators import rate_limit
 
 storefront_router = APIRouter()
 logger = logging.getLogger(__name__)
@@ -37,6 +38,7 @@ logger = logging.getLogger(__name__)
 
 
 @storefront_router.get("/loyalty/program")
+@rate_limit(max_requests=30, window_seconds=60)
 def get_program_info(
     request: Request,
     db: Session = Depends(get_db),
@@ -62,6 +64,7 @@ def get_program_info(
 
 
 @storefront_router.post("/loyalty/enroll")
+@rate_limit(max_requests=10, window_seconds=60)
 def self_enroll(
     request: Request,
     data: CardEnrollRequest,

app/modules/loyalty/services/google_wallet_service.py

@@ -20,7 +20,7 @@ from typing import Any
 import requests
 from sqlalchemy.orm import Session
 
-from app.core.config import settings
+from app.modules.loyalty.config import config
 from app.modules.loyalty.exceptions import (
     GoogleWalletNotConfiguredException,
     WalletIntegrationException,
@@ -51,7 +51,7 @@ def _retry_on_failure(func):
                 # Don't retry client errors (400, 401, 403, 404, 409)
                 exc_msg = str(exc)
                 if any(f":{code}" in exc_msg or f" {code} " in exc_msg
-                       for code in ("400", "401", "403", "404")):
+                       for code in ("400", "401", "403", "404", "409")):
                     logger.error("Google Wallet API client error (not retryable): %s", exc)
                     break
                 if attempt < MAX_RETRIES - 1:
@@ -63,6 +63,9 @@ def _retry_on_failure(func):
                         wait,
                         exc,
                     )
+                    # Safe: all loyalty routes are sync def, so FastAPI runs them
+                    # in a threadpool. time.sleep() only blocks the worker thread,
+                    # not the async event loop.
                     time.sleep(wait)
                 else:
                     logger.error(
@@ -83,13 +86,14 @@ class GoogleWalletService:
         self._credentials = None
         self._http_client = None
         self._signer = None
+        self._private_key: str | None = None
 
     @property
     def is_configured(self) -> bool:
         """Check if Google Wallet is configured."""
         return bool(
-            settings.loyalty_google_issuer_id
-            and settings.loyalty_google_service_account_json
+            config.google_issuer_id
+            and config.google_service_account_json
         )
 
     def validate_config(self) -> dict[str, Any]:
@@ -103,8 +107,8 @@ class GoogleWalletService:
 
         result: dict[str, Any] = {
             "configured": self.is_configured,
-            "issuer_id": settings.loyalty_google_issuer_id,
-            "service_account_path": settings.loyalty_google_service_account_json,
+            "issuer_id": config.google_issuer_id,
+            "service_account_path": config.google_service_account_json,
             "credentials_valid": False,
             "errors": [],
         }
@@ -112,7 +116,7 @@ class GoogleWalletService:
         if not self.is_configured:
             return result
 
-        sa_path = settings.loyalty_google_service_account_json
+        sa_path = config.google_service_account_json
         if not os.path.isfile(sa_path):
             result["errors"].append(f"Service account file not found: {sa_path}")
             return result
@@ -145,6 +149,21 @@ class GoogleWalletService:
         except (OSError, ValueError) as exc:
             result["errors"].append(f"Failed to load credentials: {exc}")
 
+        # Check logo URL reachability (warning only, not a blocking error)
+        logo_url = config.default_logo_url
+        if logo_url:
+            result["warnings"] = result.get("warnings", [])
+            try:
+                resp = requests.head(logo_url, timeout=5, allow_redirects=True)
+                if resp.status_code >= 400:
+                    result["warnings"].append(
+                        f"Default logo URL returned HTTP {resp.status_code}: {logo_url}"
+                    )
+            except requests.RequestException as exc:
+                result["warnings"].append(
+                    f"Default logo URL unreachable: {logo_url} ({exc})"
+                )
+
         return result
 
     def _get_credentials(self):
@@ -152,7 +171,7 @@ class GoogleWalletService:
         if self._credentials:
             return self._credentials
 
-        if not settings.loyalty_google_service_account_json:
+        if not config.google_service_account_json:
             raise GoogleWalletNotConfiguredException()
 
         try:
@@ -162,7 +181,7 @@ class GoogleWalletService:
 
             self._credentials = (
                 service_account.Credentials.from_service_account_file(
-                    settings.loyalty_google_service_account_json,
+                    config.google_service_account_json,
                     scopes=scopes,
                 )
             )
@@ -180,13 +199,23 @@ class GoogleWalletService:
             from google.auth.crypt import RSASigner
 
             self._signer = RSASigner.from_service_account_file(
-                settings.loyalty_google_service_account_json,
+                config.google_service_account_json,
             )
             return self._signer
         except (ValueError, OSError, KeyError) as exc:
             logger.error("Failed to create RSA signer: %s", exc)
             raise WalletIntegrationException("google", str(exc)) from exc
 
+    def _get_private_key(self) -> str:
+        """Get the private key from the service account JSON, with caching."""
+        if self._private_key:
+            return self._private_key
+
+        with open(config.google_service_account_json) as f:
+            sa_data = json.load(f)
+        self._private_key = sa_data["private_key"]
+        return self._private_key
+
     def _get_http_client(self):
         """Get authenticated HTTP client."""
         if self._http_client:
@@ -221,7 +250,7 @@ class GoogleWalletService:
         if not self.is_configured:
             raise GoogleWalletNotConfiguredException()
 
-        issuer_id = settings.loyalty_google_issuer_id
+        issuer_id = config.google_issuer_id
         class_id = f"{issuer_id}.loyalty_program_{program.id}"
 
         # issuerName is required by Google Wallet API
@@ -246,7 +275,7 @@ class GoogleWalletService:
         # Google must be able to fetch the image, so it needs a public URL
         logo_url = program.logo_url
         if not logo_url:
-            logo_url = settings.loyalty_default_logo_url
+            logo_url = config.default_logo_url
         class_data["programLogo"] = {
             "sourceUri": {"uri": logo_url},
         }
@@ -289,10 +318,14 @@ class GoogleWalletService:
             raise WalletIntegrationException("google", str(exc)) from exc
 
     @_retry_on_failure
-    def update_class(self, db: Session, program: LoyaltyProgram) -> None:
-        """Update a LoyaltyClass when program settings change."""
+    def update_class(self, db: Session, program: LoyaltyProgram) -> bool:
+        """Update a LoyaltyClass when program settings change.
+
+        Returns:
+            True if update succeeded, False otherwise.
+        """
         if not program.google_class_id:
-            return
+            return False
 
         class_data = {
             "programName": program.display_name,
@@ -312,14 +345,17 @@ class GoogleWalletService:
                 json=class_data,
             )
 
-            if response.status_code not in (200, 201):
-                logger.warning(
-                    "Failed to update Google Wallet class %s: %s",
-                    program.google_class_id,
-                    response.status_code,
-                )
+            if response.status_code in (200, 201):
+                return True
+            logger.error(
+                "Failed to update Google Wallet class %s: %s",
+                program.google_class_id,
+                response.status_code,
+            )
+            return False
         except (requests.RequestException, ValueError, AttributeError) as exc:
             logger.error("Failed to update Google Wallet class: %s", exc)
+            return False
 
     # =========================================================================
     # LoyaltyObject Operations (Card-level)
@@ -344,7 +380,7 @@ class GoogleWalletService:
         if not program.google_class_id:
             self.create_class(db, program)
 
-        issuer_id = settings.loyalty_google_issuer_id
+        issuer_id = config.google_issuer_id
         object_id = f"{issuer_id}.loyalty_card_{card.id}"
 
         object_data = self._build_object_data(card, object_id)
@@ -490,9 +526,9 @@ class GoogleWalletService:
             credentials = self._get_credentials()
 
             now = datetime.now(tz=UTC)
-            origins = settings.loyalty_google_wallet_origins or []
+            origins = config.google_wallet_origins or []
 
-            issuer_id = settings.loyalty_google_issuer_id
+            issuer_id = config.google_issuer_id
             object_id = card.google_object_id or f"{issuer_id}.loyalty_card_{card.id}"
 
             if card.google_object_id:
@@ -517,11 +553,8 @@ class GoogleWalletService:
                 "exp": now + timedelta(hours=1),
             }
 
-            # Load the private key directly from the service account file
-            # (RSASigner doesn't expose .key; PyJWT needs the PEM string)
-            with open(settings.loyalty_google_service_account_json) as f:
-                sa_data = json.load(f)
-            private_key = sa_data["private_key"]
+            # PyJWT needs the PEM string; cached after first load
+            private_key = self._get_private_key()
 
             token = jwt.encode(
                 claims,

app/modules/loyalty/tasks/wallet_sync.py

@@ -66,20 +66,38 @@ def sync_wallet_passes() -> dict:
 
         google_synced = 0
         apple_synced = 0
+        failed_card_ids = []
 
         for card in cards:
-            try:
-                results = wallet_service.sync_card_to_wallets(db, card)
-                if results.get("google_wallet"):
-                    google_synced += 1
-                if results.get("apple_wallet"):
-                    apple_synced += 1
-            except Exception as e:
-                logger.warning(f"Failed to sync card {card.id} to wallets: {e}")
+            synced = False
+            for attempt in range(2):  # 1 retry
+                try:
+                    results = wallet_service.sync_card_to_wallets(db, card)
+                    if results.get("google_wallet"):
+                        google_synced += 1
+                    if results.get("apple_wallet"):
+                        apple_synced += 1
+                    synced = True
+                    break
+                except Exception as e:
+                    if attempt == 0:
+                        logger.warning(
+                            f"Failed to sync card {card.id} (attempt 1/2), "
+                            f"retrying in 2s: {e}"
+                        )
+                        import time
+                        time.sleep(2)
+                    else:
+                        logger.error(
+                            f"Failed to sync card {card.id} after 2 attempts: {e}"
+                        )
+            if not synced:
+                failed_card_ids.append(card.id)
 
         logger.info(
             f"Wallet sync complete: {len(cards)} cards checked, "
-            f"{google_synced} Google, {apple_synced} Apple"
+            f"{google_synced} Google, {apple_synced} Apple, "
+            f"{len(failed_card_ids)} failed"
         )
 
         return {
@@ -87,6 +105,7 @@ def sync_wallet_passes() -> dict:
             "cards_checked": len(cards),
             "google_synced": google_synced,
             "apple_synced": apple_synced,
+            "failed_card_ids": failed_card_ids,
         }
 
     except Exception as e:

app/modules/loyalty/tests/unit/test_google_wallet_service.py

@@ -1,18 +1,622 @@
-"""Unit tests for GoogleWalletService."""
+"""Unit tests for GoogleWalletService.
+
+Covers: validate_config, create_class, update_class, create_object,
+_build_object_data, get_save_url, _retry_on_failure, get_class_status.
+"""
+
+import json
+import os
+import tempfile
+from unittest.mock import MagicMock, patch
 
 import pytest
 
-from app.modules.loyalty.services.google_wallet_service import GoogleWalletService
+from app.modules.loyalty.exceptions import (
+    GoogleWalletNotConfiguredException,
+    WalletIntegrationException,
+)
+from app.modules.loyalty.services.google_wallet_service import (
+    GoogleWalletService,
+    _retry_on_failure,
+)
+
+MOCK_ISSUER_ID = "1234567890"
+MOCK_SA_PATH = "/fake/service_account.json"
+
+
+def _make_service(issuer_id=MOCK_ISSUER_ID, sa_path=MOCK_SA_PATH):
+    """Create a GoogleWalletService with mocked credentials and HTTP client."""
+    service = GoogleWalletService()
+    service._credentials = MagicMock()
+    service._credentials.service_account_email = "test@test.iam.gserviceaccount.com"
+    service._http_client = MagicMock()
+    return service
+
+
+def _mock_response(status_code, json_data=None, text="{}"):
+    """Create a mock HTTP response."""
+    resp = MagicMock()
+    resp.status_code = status_code
+    resp.text = text
+    resp.json.return_value = json_data or {}
+    return resp
+
+
+def _make_program(program_id=1, class_id=None, stamps=False, points=True):
+    """Create a mock LoyaltyProgram."""
+    program = MagicMock()
+    program.id = program_id
+    program.google_class_id = class_id
+    program.display_name = "Test Rewards"
+    program.card_color = "#4285F4"
+    program.logo_url = None
+    program.hero_image_url = None
+    program.merchant.name = "Test Merchant"
+    program.is_stamps_enabled = stamps
+    program.is_points_enabled = points
+    program.stamps_target = 10
+    return program
+
+
+def _make_card(card_id=1, program=None, active=True, google_object_id=None):
+    """Create a mock LoyaltyCard."""
+    card = MagicMock()
+    card.id = card_id
+    card.card_number = "LC-ABCD1234"
+    card.is_active = active
+    card.stamp_count = 3
+    card.points_balance = 150
+    card.google_object_id = google_object_id
+    card.google_object_jwt = None
+    card.program = program or _make_program(class_id=f"{MOCK_ISSUER_ID}.loyalty_program_1")
+    return card
+
+
+# ============================================================================
+# TestValidateConfig
+# ============================================================================
 
 
 @pytest.mark.unit
 @pytest.mark.loyalty
-class TestGoogleWalletService:
-    """Test suite for GoogleWalletService."""
+class TestValidateConfig:
+    """Tests for validate_config()."""
 
-    def setup_method(self):
-        self.service = GoogleWalletService()
+    @patch("app.modules.loyalty.services.google_wallet_service.requests")
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    def test_valid_service_account(self, mock_config, mock_requests):
+        """Valid service account file results in credentials_valid: True."""
+        sa_data = {
+            "type": "service_account",
+            "project_id": "test-project",
+            "private_key": "-----BEGIN RSA PRIVATE KEY-----\nfake\n-----END RSA PRIVATE KEY-----\n",
+            "client_email": "test@test.iam.gserviceaccount.com",
+        }
+        with tempfile.NamedTemporaryFile(mode="w", suffix=".json", delete=False) as f:
+            json.dump(sa_data, f)
+            sa_path = f.name
 
-    def test_service_instantiation(self):
-        """Service can be instantiated."""
-        assert self.service is not None
+        try:
+            mock_config.google_issuer_id = MOCK_ISSUER_ID
+            mock_config.google_service_account_json = sa_path
+            mock_config.default_logo_url = ""
+            mock_requests.head.return_value = _mock_response(200)
+
+            service = GoogleWalletService()
+            service._credentials = MagicMock()  # Skip real credential loading
+
+            result = service.validate_config()
+
+            assert result["configured"] is True
+            assert result["credentials_valid"] is True
+            assert result["errors"] == []
+        finally:
+            os.unlink(sa_path)
+
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    def test_missing_file(self, mock_config):
+        """Missing service account file produces error."""
+        mock_config.google_issuer_id = MOCK_ISSUER_ID
+        mock_config.google_service_account_json = "/nonexistent/path.json"
+
+        service = GoogleWalletService()
+        result = service.validate_config()
+
+        assert result["configured"] is True
+        assert result["credentials_valid"] is False
+        assert any("not found" in e for e in result["errors"])
+
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    def test_invalid_json(self, mock_config):
+        """Invalid JSON in service account file produces error."""
+        with tempfile.NamedTemporaryFile(mode="w", suffix=".json", delete=False) as f:
+            f.write("not valid json {{{")
+            sa_path = f.name
+
+        try:
+            mock_config.google_issuer_id = MOCK_ISSUER_ID
+            mock_config.google_service_account_json = sa_path
+            mock_config.default_logo_url = ""
+
+            service = GoogleWalletService()
+            result = service.validate_config()
+
+            assert result["credentials_valid"] is False
+            assert any("Invalid JSON" in e for e in result["errors"])
+        finally:
+            os.unlink(sa_path)
+
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    def test_wrong_credential_type(self, mock_config):
+        """Non-service_account type produces error."""
+        sa_data = {
+            "type": "authorized_user",
+            "project_id": "test",
+            "private_key": "fake",
+            "client_email": "test@test.com",
+        }
+        with tempfile.NamedTemporaryFile(mode="w", suffix=".json", delete=False) as f:
+            json.dump(sa_data, f)
+            sa_path = f.name
+
+        try:
+            mock_config.google_issuer_id = MOCK_ISSUER_ID
+            mock_config.google_service_account_json = sa_path
+            mock_config.default_logo_url = ""
+
+            service = GoogleWalletService()
+            result = service.validate_config()
+
+            assert any("Invalid credential type" in e for e in result["errors"])
+        finally:
+            os.unlink(sa_path)
+
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    def test_missing_required_fields(self, mock_config):
+        """Missing required fields produce errors."""
+        sa_data = {"type": "service_account"}  # Missing project_id, private_key, client_email
+        with tempfile.NamedTemporaryFile(mode="w", suffix=".json", delete=False) as f:
+            json.dump(sa_data, f)
+            sa_path = f.name
+
+        try:
+            mock_config.google_issuer_id = MOCK_ISSUER_ID
+            mock_config.google_service_account_json = sa_path
+            mock_config.default_logo_url = ""
+
+            service = GoogleWalletService()
+            result = service.validate_config()
+
+            assert result["credentials_valid"] is False
+            assert len(result["errors"]) >= 3  # project_id, private_key, client_email
+        finally:
+            os.unlink(sa_path)
+
+
+# ============================================================================
+# TestCreateClass
+# ============================================================================
+
+
+@pytest.mark.unit
+@pytest.mark.loyalty
+class TestCreateClass:
+    """Tests for create_class()."""
+
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    def test_201_creates_class(self, mock_config):
+        """201 response sets google_class_id and returns class_id."""
+        mock_config.google_issuer_id = MOCK_ISSUER_ID
+        mock_config.google_service_account_json = MOCK_SA_PATH
+        mock_config.default_logo_url = "https://example.com/logo.png"
+
+        service = _make_service()
+        service._http_client.post.return_value = _mock_response(201)
+
+        db = MagicMock()
+        program = _make_program()
+
+        result = service.create_class(db, program)
+
+        expected_id = f"{MOCK_ISSUER_ID}.loyalty_program_{program.id}"
+        assert result == expected_id
+        assert program.google_class_id == expected_id
+        db.commit.assert_called()
+
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    def test_409_still_sets_class_id(self, mock_config):
+        """409 (already exists) still sets class_id — idempotent."""
+        mock_config.google_issuer_id = MOCK_ISSUER_ID
+        mock_config.google_service_account_json = MOCK_SA_PATH
+        mock_config.default_logo_url = "https://example.com/logo.png"
+
+        service = _make_service()
+        service._http_client.post.return_value = _mock_response(409)
+
+        db = MagicMock()
+        program = _make_program()
+
+        result = service.create_class(db, program)
+
+        expected_id = f"{MOCK_ISSUER_ID}.loyalty_program_{program.id}"
+        assert result == expected_id
+        assert program.google_class_id == expected_id
+
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    def test_500_raises_exception(self, mock_config):
+        """500 response raises WalletIntegrationException."""
+        mock_config.google_issuer_id = MOCK_ISSUER_ID
+        mock_config.google_service_account_json = MOCK_SA_PATH
+        mock_config.default_logo_url = "https://example.com/logo.png"
+
+        service = _make_service()
+        service._http_client.post.return_value = _mock_response(500, {"error": "internal"})
+
+        db = MagicMock()
+        program = _make_program()
+
+        with pytest.raises(WalletIntegrationException):
+            service.create_class(db, program)
+
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    def test_not_configured_raises(self, mock_config):
+        """Raises GoogleWalletNotConfiguredException when not configured."""
+        mock_config.google_issuer_id = None
+        mock_config.google_service_account_json = None
+
+        service = GoogleWalletService()
+        db = MagicMock()
+        program = _make_program()
+
+        with pytest.raises(GoogleWalletNotConfiguredException):
+            service.create_class(db, program)
+
+
+# ============================================================================
+# TestUpdateClass
+# ============================================================================
+
+
+@pytest.mark.unit
+@pytest.mark.loyalty
+class TestUpdateClass:
+    """Tests for update_class()."""
+
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    def test_200_returns_true(self, mock_config):
+        """200 response returns True."""
+        mock_config.google_issuer_id = MOCK_ISSUER_ID
+        mock_config.google_service_account_json = MOCK_SA_PATH
+
+        service = _make_service()
+        service._http_client.patch.return_value = _mock_response(200)
+
+        db = MagicMock()
+        program = _make_program(class_id=f"{MOCK_ISSUER_ID}.loyalty_program_1")
+
+        assert service.update_class(db, program) is True
+
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    def test_non_200_returns_false(self, mock_config):
+        """Non-200 response returns False and logs error."""
+        mock_config.google_issuer_id = MOCK_ISSUER_ID
+        mock_config.google_service_account_json = MOCK_SA_PATH
+
+        service = _make_service()
+        service._http_client.patch.return_value = _mock_response(500)
+
+        db = MagicMock()
+        program = _make_program(class_id=f"{MOCK_ISSUER_ID}.loyalty_program_1")
+
+        assert service.update_class(db, program) is False
+
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    def test_no_class_id_returns_false(self, mock_config):
+        """Returns False early when program has no google_class_id."""
+        mock_config.google_issuer_id = MOCK_ISSUER_ID
+        mock_config.google_service_account_json = MOCK_SA_PATH
+
+        service = _make_service()
+        db = MagicMock()
+        program = _make_program(class_id=None)
+
+        assert service.update_class(db, program) is False
+        service._http_client.patch.assert_not_called()
+
+
+# ============================================================================
+# TestCreateObject
+# ============================================================================
+
+
+@pytest.mark.unit
+@pytest.mark.loyalty
+class TestCreateObject:
+    """Tests for create_object()."""
+
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    def test_auto_creates_class_when_none(self, mock_config):
+        """Auto-creates class when program.google_class_id is None."""
+        mock_config.google_issuer_id = MOCK_ISSUER_ID
+        mock_config.google_service_account_json = MOCK_SA_PATH
+        mock_config.default_logo_url = "https://example.com/logo.png"
+
+        service = _make_service()
+        # First call creates class (201), second creates object (201)
+        service._http_client.post.side_effect = [
+            _mock_response(201),  # create_class
+            _mock_response(201),  # create_object
+        ]
+
+        db = MagicMock()
+        program = _make_program(class_id=None)
+        card = _make_card(program=program)
+
+        result = service.create_object(db, card)
+
+        assert result == f"{MOCK_ISSUER_ID}.loyalty_card_{card.id}"
+        assert service._http_client.post.call_count == 2
+
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    @patch("app.modules.loyalty.services.google_wallet_service.time")
+    def test_500_retried_via_decorator(self, mock_time, mock_config):
+        """500 error triggers retry via _retry_on_failure decorator."""
+        mock_config.google_issuer_id = MOCK_ISSUER_ID
+        mock_config.google_service_account_json = MOCK_SA_PATH
+
+        service = _make_service()
+        program = _make_program(class_id=f"{MOCK_ISSUER_ID}.loyalty_program_1")
+        card = _make_card(program=program)
+
+        # First call 500, second 201
+        service._http_client.post.side_effect = [
+            _mock_response(500, {"error": "transient"}),
+            _mock_response(201),
+        ]
+
+        db = MagicMock()
+        result = service.create_object(db, card)
+
+        assert result == f"{MOCK_ISSUER_ID}.loyalty_card_{card.id}"
+        assert service._http_client.post.call_count == 2
+
+
+# ============================================================================
+# TestBuildObjectData
+# ============================================================================
+
+
+@pytest.mark.unit
+@pytest.mark.loyalty
+class TestBuildObjectData:
+    """Tests for _build_object_data()."""
+
+    def test_stamps_program(self):
+        """Stamps program includes loyaltyPoints + secondaryLoyaltyPoints."""
+        service = GoogleWalletService()
+        program = _make_program(stamps=True, points=False)
+        program.stamps_target = 10
+        card = _make_card(program=program)
+        card.stamp_count = 3
+
+        data = service._build_object_data(card, "test_obj_1")
+
+        assert data["loyaltyPoints"]["label"] == "Stamps"
+        assert data["loyaltyPoints"]["balance"]["int"] == 3
+        assert "secondaryLoyaltyPoints" in data
+        assert data["secondaryLoyaltyPoints"]["balance"]["int"] == 10
+
+    def test_points_program(self):
+        """Points program includes loyaltyPoints only, no secondary."""
+        service = GoogleWalletService()
+        program = _make_program(stamps=False, points=True)
+        card = _make_card(program=program)
+        card.points_balance = 150
+
+        data = service._build_object_data(card, "test_obj_1")
+
+        assert data["loyaltyPoints"]["label"] == "Points"
+        assert data["loyaltyPoints"]["balance"]["int"] == 150
+        assert "secondaryLoyaltyPoints" not in data
+
+    def test_inactive_card(self):
+        """Inactive card has state INACTIVE."""
+        service = GoogleWalletService()
+        card = _make_card(active=False)
+
+        data = service._build_object_data(card, "test_obj_1")
+
+        assert data["state"] == "INACTIVE"
+
+    def test_barcode_strips_dashes(self):
+        """Barcode value has dashes removed from card_number."""
+        service = GoogleWalletService()
+        card = _make_card()
+        card.card_number = "LC-ABCD-1234"
+
+        data = service._build_object_data(card, "test_obj_1")
+
+        assert data["barcode"]["value"] == "LCABCD1234"
+        assert data["barcode"]["alternateText"] == "LC-ABCD-1234"
+
+
+# ============================================================================
+# TestGetSaveUrl
+# ============================================================================
+
+
+@pytest.mark.unit
+@pytest.mark.loyalty
+class TestGetSaveUrl:
+    """Tests for get_save_url()."""
+
+    @patch("jwt.encode", return_value="test_token")
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    def test_existing_object_references_by_id(self, mock_config, mock_jwt_encode):
+        """When object exists, JWT payload references by ID only."""
+        mock_config.google_issuer_id = MOCK_ISSUER_ID
+        mock_config.google_service_account_json = MOCK_SA_PATH
+        mock_config.google_wallet_origins = ["https://example.com"]
+
+        service = _make_service()
+        service._private_key = "fake-key"
+
+        card = _make_card(google_object_id=f"{MOCK_ISSUER_ID}.loyalty_card_1")
+        db = MagicMock()
+
+        url = service.get_save_url(db, card)
+
+        assert url == "https://pay.google.com/gp/v/save/test_token"
+        claims = mock_jwt_encode.call_args[0][0]
+        assert claims["payload"]["loyaltyObjects"][0] == {"id": card.google_object_id}
+
+    @patch("jwt.encode", return_value="fat_token")
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    def test_object_creation_fails_uses_fat_jwt(self, mock_config, mock_jwt_encode):
+        """When object creation fails, JWT embeds full object data."""
+        mock_config.google_issuer_id = MOCK_ISSUER_ID
+        mock_config.google_service_account_json = MOCK_SA_PATH
+        mock_config.google_wallet_origins = []
+
+        service = _make_service()
+        service._private_key = "fake-key"
+        # create_object will fail
+        service._http_client.post.return_value = _mock_response(500, {"error": "fail"})
+
+        card = _make_card(google_object_id=None)
+        db = MagicMock()
+
+        url = service.get_save_url(db, card)
+
+        assert "fat_token" in url
+        claims = mock_jwt_encode.call_args[0][0]
+        obj = claims["payload"]["loyaltyObjects"][0]
+        assert "classId" in obj
+
+    @patch("jwt.encode", return_value="token")
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    def test_jwt_claims_structure(self, mock_config, mock_jwt_encode):
+        """JWT claims include iss, aud, origins, typ, exp."""
+        mock_config.google_issuer_id = MOCK_ISSUER_ID
+        mock_config.google_service_account_json = MOCK_SA_PATH
+        mock_config.google_wallet_origins = ["https://app.example.com"]
+
+        service = _make_service()
+        service._private_key = "fake-key"
+
+        card = _make_card(google_object_id=f"{MOCK_ISSUER_ID}.loyalty_card_1")
+        db = MagicMock()
+
+        service.get_save_url(db, card)
+
+        claims = mock_jwt_encode.call_args[0][0]
+        assert claims["iss"] == "test@test.iam.gserviceaccount.com"
+        assert claims["aud"] == "google"
+        assert claims["origins"] == ["https://app.example.com"]
+        assert claims["typ"] == "savetowallet"
+        assert "iat" in claims
+        assert "exp" in claims
+
+
+# ============================================================================
+# TestRetryDecorator
+# ============================================================================
+
+
+@pytest.mark.unit
+@pytest.mark.loyalty
+class TestRetryDecorator:
+    """Tests for _retry_on_failure decorator."""
+
+    @patch("app.modules.loyalty.services.google_wallet_service.time")
+    def test_succeeds_first_try(self, mock_time):
+        """No retry when function succeeds on first try."""
+        call_count = 0
+
+        @_retry_on_failure
+        def always_succeed():
+            nonlocal call_count
+            call_count += 1
+            return "ok"
+
+        result = always_succeed()
+
+        assert result == "ok"
+        assert call_count == 1
+        mock_time.sleep.assert_not_called()
+
+    @patch("app.modules.loyalty.services.google_wallet_service.time")
+    def test_retries_on_500_then_succeeds(self, mock_time):
+        """Retries on 500 error and succeeds on second attempt."""
+        call_count = 0
+
+        @_retry_on_failure
+        def fail_then_succeed():
+            nonlocal call_count
+            call_count += 1
+            if call_count == 1:
+                raise WalletIntegrationException("google", "Server error 500 ")
+            return "ok"
+
+        result = fail_then_succeed()
+
+        assert result == "ok"
+        assert call_count == 2
+        mock_time.sleep.assert_called_once()
+
+    @patch("app.modules.loyalty.services.google_wallet_service.time")
+    def test_404_not_retried(self, mock_time):
+        """404 error is not retried — immediate failure."""
+        call_count = 0
+
+        @_retry_on_failure
+        def always_404():
+            nonlocal call_count
+            call_count += 1
+            raise WalletIntegrationException("google", "Not found: 404 error")
+
+        with pytest.raises(WalletIntegrationException):
+            always_404()
+
+        assert call_count == 1
+        mock_time.sleep.assert_not_called()
+
+
+# ============================================================================
+# TestGetClassStatus
+# ============================================================================
+
+
+@pytest.mark.unit
+@pytest.mark.loyalty
+class TestGetClassStatus:
+    """Tests for get_class_status()."""
+
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    def test_200_returns_status(self, mock_config):
+        """200 response returns dict with review_status."""
+        mock_config.google_issuer_id = MOCK_ISSUER_ID
+        mock_config.google_service_account_json = MOCK_SA_PATH
+
+        service = _make_service()
+        service._http_client.get.return_value = _mock_response(
+            200,
+            {"reviewStatus": "APPROVED", "programName": "Test Rewards"},
+        )
+
+        result = service.get_class_status("test_class_id")
+
+        assert result is not None
+        assert result["review_status"] == "APPROVED"
+        assert result["class_id"] == "test_class_id"
+
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    def test_not_configured_returns_none(self, mock_config):
+        """Returns None when Google Wallet is not configured."""
+        mock_config.google_issuer_id = None
+        mock_config.google_service_account_json = None
+
+        service = GoogleWalletService()
+        result = service.get_class_status("test_class_id")
+
+        assert result is None

app/modules/loyalty/tests/unit/test_wallet_service.py

@@ -224,15 +224,15 @@ class TestCreateWalletObjectsApple:
 class TestGoogleWalletCreateObject:
     """Tests that GoogleWalletService.create_object populates DB fields correctly."""
 
-    @patch("app.modules.loyalty.services.google_wallet_service.settings")
-    def test_create_object_sets_google_object_id(self, mock_settings, db, wt_card, wt_program):
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    def test_create_object_sets_google_object_id(self, mock_config, db, wt_card, wt_program):
         """create_object sets card.google_object_id in the database."""
         from app.modules.loyalty.services.google_wallet_service import (
             GoogleWalletService,
         )
 
-        mock_settings.loyalty_google_issuer_id = "1234567890"
-        mock_settings.loyalty_google_service_account_json = "/fake/path.json"
+        mock_config.google_issuer_id = "1234567890"
+        mock_config.google_service_account_json = "/fake/path.json"
 
         # Pre-set class_id on program so create_class isn't called
         wt_program.google_class_id = "1234567890.loyalty_program_1"
@@ -255,15 +255,15 @@ class TestGoogleWalletCreateObject:
         db.refresh(wt_card)
         assert wt_card.google_object_id == expected_object_id
 
-    @patch("app.modules.loyalty.services.google_wallet_service.settings")
-    def test_create_object_handles_409_conflict(self, mock_settings, db, wt_card, wt_program):
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    def test_create_object_handles_409_conflict(self, mock_config, db, wt_card, wt_program):
         """create_object handles 409 (already exists) by still setting the object_id."""
         from app.modules.loyalty.services.google_wallet_service import (
             GoogleWalletService,
         )
 
-        mock_settings.loyalty_google_issuer_id = "1234567890"
-        mock_settings.loyalty_google_service_account_json = "/fake/path.json"
+        mock_config.google_issuer_id = "1234567890"
+        mock_config.google_service_account_json = "/fake/path.json"
 
         wt_program.google_class_id = "1234567890.loyalty_program_1"
         db.commit()
@@ -282,15 +282,15 @@ class TestGoogleWalletCreateObject:
         db.refresh(wt_card)
         assert wt_card.google_object_id == f"1234567890.loyalty_card_{wt_card.id}"
 
-    @patch("app.modules.loyalty.services.google_wallet_service.settings")
-    def test_create_class_sets_google_class_id(self, mock_settings, db, wt_program):
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
+    def test_create_class_sets_google_class_id(self, mock_config, db, wt_program):
         """create_class sets program.google_class_id in the database."""
         from app.modules.loyalty.services.google_wallet_service import (
             GoogleWalletService,
         )
 
-        mock_settings.loyalty_google_issuer_id = "1234567890"
-        mock_settings.loyalty_google_service_account_json = "/fake/path.json"
+        mock_config.google_issuer_id = "1234567890"
+        mock_config.google_service_account_json = "/fake/path.json"
 
         assert wt_program.google_class_id is None
 
@@ -322,17 +322,17 @@ class TestGoogleWalletCreateObject:
 class TestEnrollmentWalletCreation:
     """Tests that enrollment triggers wallet object creation and populates DB fields."""
 
-    @patch("app.modules.loyalty.services.google_wallet_service.settings")
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
     def test_enrollment_creates_google_wallet_object(
-        self, mock_settings, db, wt_program, test_merchant, test_customer
+        self, mock_config, db, wt_program, test_merchant, test_customer
     ):
         """Full enrollment flow creates Google Wallet class + object in DB."""
         from app.modules.loyalty.services.google_wallet_service import (
             google_wallet_service,
         )
 
-        mock_settings.loyalty_google_issuer_id = "1234567890"
-        mock_settings.loyalty_google_service_account_json = "/fake/path.json"
+        mock_config.google_issuer_id = "1234567890"
+        mock_config.google_service_account_json = "/fake/path.json"
 
         # Mock the HTTP client to simulate Google API success
         mock_http = MagicMock()
@@ -373,13 +373,13 @@ class TestEnrollmentWalletCreation:
         # Wallet fields should be None since not configured
         assert card.google_object_id is None
 
-    @patch("app.modules.loyalty.services.google_wallet_service.settings")
+    @patch("app.modules.loyalty.services.google_wallet_service.config")
     def test_enrollment_with_apple_wallet_sets_serial(
-        self, mock_settings, db, wt_program_with_apple, test_customer
+        self, mock_config, db, wt_program_with_apple, test_customer
     ):
         """Enrollment sets apple_serial_number when program has apple_pass_type_id."""
-        mock_settings.loyalty_google_issuer_id = None
-        mock_settings.loyalty_google_service_account_json = None
+        mock_config.google_issuer_id = None
+        mock_config.google_service_account_json = None
 
         from app.modules.loyalty.services.card_service import card_service
         card = card_service.enroll_customer(