feat(loyalty): wallet debug page, Google Wallet fixes, and module config env_file standardization

- Add wallet diagnostics page at /admin/loyalty/wallet-debug (super admin only)
  with explorer-sidebar pattern: config validation, class status, card inspector,
  save URL tester, recent enrollments, and Apple Wallet status panels
- Fix Google Wallet fat JWT: include both loyaltyClasses and loyaltyObjects in
  payload, use UNDER_REVIEW instead of DRAFT for class reviewStatus
- Fix StorefrontProgramResponse schema: accept google_class_id values while
  keeping exclude=True (was rejecting non-None values)
- Standardize all module configs to read from .env file directly
  (env_file=".env", extra="ignore") matching core Settings pattern
- Add MOD-026 architecture rule enforcing env_file in module configs
- Add SVC-005 noqa support in architecture validator
- Add test files for dev_tools domain_health and isolation_audit services
- Add google_wallet_status.py script for querying Google Wallet API
- Use table_wrapper macro in wallet-debug.html (FE-005 compliance)

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

app/modules/dev_tools/config.py

@@ -23,7 +23,7 @@ class ModuleConfig(BaseSettings):
     # api_timeout: int = 30
     # batch_size: int = 100
 
-    model_config = {"env_prefix": "DEV_TOOLS_"}
+    model_config = {"env_prefix": "DEV_TOOLS_", "env_file": ".env", "extra": "ignore"}
 
 
 # Export for auto-discovery