The User Type status card used owned_merchants_count to determine
Owner vs Team Member. Now uses user.role directly. Label changed
from "User Type" to "Role".
The other owned_merchants_count references (delete guards in
user-edit.js and user-detail.js, count display card, debug log)
are correct — they use the actual count for business logic, not
role derivation.
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>